Home > Docs > PayPal Express Checkout Payment Gateway for WooCommerce > Set Up PayPal Direct Credit Card Checkout for WooCommerce

Set Up PayPal Direct Credit Card Checkout for WooCommerce

Last updated on September 3, 2024

With the PayPal credit card checkout payment gateway, customers can easily checkout without a PayPal account.

You can use this PayPal payment gateway to accept direct credit card payments on your website. Buyers without a PayPal account can use this payment method.

Pre-requisite

  1. Firstly, sign up and create a PayPal business account.
  2. Upgrade the business account to a pro before configuring the gateway.

Note:

If the PRO upgrade option isn’t available, you can still offer a credit/debit card checkout option by integrating the Smart Buttons. Please refer to the guide here for more information.

Upgrading PayPal Business Account
Upgrading PayPal Business Account

The PayPal Credit Card Checkout payment gateway currently supports countries such as the United States, the United Kingdom, and Canada.

Getting started

After installing the plugin, go to WooCommerce > Settings > Payments > PayPal Credit Card Checkout > Manage.

PayPal Credit Card Checkout
PayPal Credit Card Checkout

Steps to Set Up PayPal Credit Card Checkout

Step 1: Enable the PayPal Credit Card Checkout payment gateway

PayPal Credit Card Checkout - Settings Page
PayPal Credit Card Checkout – Settings Page
  • Enable PayPal Credit Card Checkout: Select the checkbox to enable the Payment Gateway.
  • Title: It is visible on the Checkout page under the payment modes. Specify the Title as required (as you define it).
  • Regular Description: Specify the required description in this text box. Customers can view this description on the checkout page under the WooCommerce PayPal Credit Card payment method.
  • Order Button Text: Key in with the text of your choice that will appear on the checkout page as the order button text.
  • Finally, click on Save changes button.

Step 2: Link the PayPal API keys ( PayPal Credentials Settings)

PayPal Credentials
PayPal Credentials

To use the WooCommerce PayPal Credit Card Checkout Payment Gateway, you must have a PayPal Business Pro account. You can open both Live or Sandbox accounts. 

  • Environment: In this field, you can set a required API mode for the payment gateway. The available options are as given below:
    • Sandbox mode: This mode is basically for testing purposes. The merchant can specify the sandbox credentials from PayPal to test the payment.
    • Live mode: When the site is ready for purchase, switch to the live mode. You can specify the live Username, Password, and Signature provided by PayPal.

Save the settings upon specifying all the details.

Checkout using a PayPal Credit Card

On configuring all the settings of the PayPal Credit Card checkout payment gateway, the customer will get an option to pay using PayPal Credit Card checkout as shown below:

PayPal Credit Card Checkout in Checkout Page
PayPal Credit Card Checkout in Checkout Page

Checkout Workflow

  1. Input the credit card details like the card number, card type, expiry date, and CVV code. Then click on the Pay via PayPal Credit Card Checkout button. This will place the order successfully.
  2. The PayPal credit card checkout payment workflow is as given below:
PayPal Credit Card Checkout demo
PayPal Credit Card Checkout Demo