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Documentation/Stripe Payment Gateway for WooCommerce/Accept payment using Affirm

Accept payment using Affirm

Last updated on October 12, 2022

  • Affirm is one of the leading companies offering buy now, pay later (point of sale instalment loans) to consumers.
  • Affirm’s mission is to help consumers afford the things they want to buy without creating unmanageable debt.
  • Unlike other BNPL (buy now, pay later )companies, Affirm allows you to choose your payment option.
  • Affirm generally just conducts a soft pull of applicants’ credit histories, which doesn’t affect their scores.
  • Depending on your credit and eligibility, your APR (Annual percentage rate) on an Affirm loan can end up being 0%, or 10% to 30%.
  • Currencies Supported
  • Countries Available

Affirm supports payment in Dollars.

Stripe accounts in the US can accept Affirm payments with USD settlement.

  • United States of America
  • Canada

Getting started

  • As a first step, install and activate the Stripe payment gateway for the WooCommerce plugin.
  • Go to plugin settings or from the WordPress dashboard, go to WebToffee Stripe > General Settings > Local Gateways.
  • Head on to Affirm.

The Affirm settings page is shown below.

Affirm local gateway settings page
Affirm settings page

Affirm Settings

  • Affirm: Enable to accept Affirm payments.
  • Title: Enter a custom title for Affirm payment. This title will be visible on the checkout page.
  • Description: Enter a custom description for Affirm payment. This description will be visible on the checkout page.
  • Order Button Text: Enter a custom text for the Affirm payment button.

The below image shows an Affirm option on the checkout page.

Affirm payment option is displayed as an option on the checkout page.
Affirm payment- checkout page

Affirm Payment Workflow

  1. Customer selects Affirm at checkout on the online store.
  2. The customers are redirected to the Affirm model or pop-up, where they enter their phone number to receive a text with a pin to create or sign in to their account.
  3. The customer enters their social security number (SSN) to check for loan eligibility and moves to the confirmation screen.
  4. Customer then receives the loan terms and selects the payment plans.
  5. Customer then completes their purchase.
  6. Customer receives a confirmation of their Affirm purchase. Receives an order confirmation screen for the order.
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On this page

  • Getting started
  • Affirm Settings
  • Affirm Payment Workflow

This article posted in Documentation, Local Gateways, Stripe Payment Gateway for WooCommerce

Written by

Hema

Senior Technical content writer at WebToffee. Experienced in providing user-friendly technical documents.

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