Accept payment using Affirm

• Affirm is one of the leading companies offering buy now, pay later (point of sale instalment loans) to consumers.
• Affirm’s mission is to help consumers afford the things they want to buy without creating unmanageable debt.
• Unlike other BNPL (buy now, pay later )companies, Affirm allows you to choose your payment option.
• Affirm generally just conducts a soft pull of applicants’ credit histories, which doesn’t affect their scores.
• Depending on your credit and eligibility, your APR (Annual percentage rate) on an Affirm loan can end up being 0%, or 10% to 30%.

• Currencies Supported
• Countries Available

• As a first step, install and activate the Stripe payment gateway for the WooCommerce plugin.
• Go to plugin settings or from the WordPress dashboard, go to WebToffee Stripe > General Settings > Local Gateways.
• Head on to Affirm.

The Affirm settings page is shown below.

• Affirm: Enable to accept Affirm payments.
• Title: Enter a custom title for Affirm payment. This title will be visible on the checkout page.
• Description: Enter a custom description for Affirm payment. This description will be visible on the checkout page.
• Order Button Text: Enter a custom text for the Affirm payment button.

The below image shows an Affirm option on the checkout page.

1. Customer selects Affirm at checkout on the online store.
2. The customers are redirected to the Affirm model or pop-up, where they enter their phone number to receive a text with a pin to create or sign in to their account.
3. The customer enters their social security number (SSN) to check for loan eligibility and moves to the confirmation screen.
4. Customer then receives the loan terms and selects the payment plans.
5. Customer then completes their purchase.
6. Customer receives a confirmation of their Affirm purchase. Receives an order confirmation screen for the order.